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    Sector · Financial

    Financial services

    The whole EU financial-regulation stack at article level — including the technical standards everyone else skips.

    Ansvar is a gateway for the AI assistant your team already uses — Claude, Microsoft Copilot, any MCP client. Connect it, and every answer below comes back cited to the provision or marked unresolved.

    Financial regulation research, plan access and agent prompts

    7core EU regimes, article-level
    11DORA technical standards
    EU · USnational rulebooks · 12 & 17 CFR

    Financial services is the deepest regulatory corpus behind the gateway. DORA, MiCA, PSD2, MiFID II, CRR/CRD, Solvency II and EMIR are all addressable article by article — and DORA's eleven RTS/ITS technical standards are each a searchable scope, not a footnote. Under the EU layer sit the national regulators' rulebooks for every EU-27 member state plus EFTA and the UK, and the ECB's own legal acts and Banking Supervision material; across the Atlantic, US federal banking (12 CFR) and securities (17 CFR) regulation is served from the eCFR. Ask a question, get the provision; then run the gap analysis that turns it into a supervisor-ready register.

    what we cover

    The law and standards we ground on

    Regulation

    DORA (Reg (EU) 2022/2554)

    article-level, incl. ICT third-party risk (Art. 28)

    Regulation

    DORA RTS/ITS — 11 technical-standard instruments

    ICT-risk, subcontracting, incident reporting, TLPT, register of information — each a searchable scope

    Regulation

    MiCA (Reg (EU) 2023/1114) + RTS/ITS

    Regulation

    PSD2 (Dir (EU) 2015/2366)

    incl. strong customer authentication (Art. 97)

    Regulation

    MiFID II / MiFIR · CRR/CRD · Solvency II · EMIR

    article-level

    Law

    National financial rulebooks — EU-27, EFTA and the UK

    the national regulators' rulebooks under the EU layer, attributed per provision to the state that issued them (Sweden's Finansinspektionen FFFS among them)

    Regulation

    European Central Bank — legal acts, opinions and Banking Supervision material

    ECB legal acts in force and opinions on draft EU and national legislation, plus the English-language ECB and Banking Supervision guides, consultations, supervisory sanctions and cyber-resilience and payments-oversight material

    Guidance

    EIOPA insurance and Solvency II material

    published by the European Insurance and Occupational Pensions Authority under its reuse notice

    Regulation

    US federal financial regulation — 12 CFR banking · 17 CFR SEC

    served verbatim from the eCFR, incl. the Regulation S-K cyber-disclosure rules

    GuidancePremium

    US agency guidance — SEC cyber-disclosure interpretations · FTC data-security guidance

    the SEC staff C&DIs on Form 8-K Item 1.05 and Regulation S-K Item 106, and the FTC business guidance on GLBA Safeguards, the Red Flags Rule and breach notification

    Regulation

    Horizontal: GDPR · NIS2 · EU AI Act · eIDAS2

    Standard

    NIST SP 800-53r5 — served as full text

    the US federal control catalog itself, cited per control; US public domain

    Standard

    Control mapping: ISO 27001 Annex A

    requirement mapping + cross-references — the ISO 27001 text itself is available only as the SIS-licensed add-on (/standards)

    GuidancePremium

    Case law · agency guidance · preparatory works

    inside search on Premium and above

    what you can do

    Workflows that turn it into evidence

    DORA gap analysis

    scoped across DORA and its RTS/ITS, with a cited gap register and export

    assembledTeam

    ICT third-party-risk mapping

    register of information (Art. 28(3)), exit strategy (Art. 28(8)), subcontracting RTS — assembled from gap analysis + cited document review

    NIS2 gap analysis & ISO 27001 control mapping

    for financial entities in scope of NIS2

    STRIDE threat model

    of payment, core-banking or trading systems

    DPIA — GDPR Art. 35

    for customer-data and payment processing

    Document review, paragraph-cited

    ICT outsourcing / cloud contracts against DORA, MiFID II and PSD2

    Effective-risk CVE rescoring

    re-rank ICT-asset vulnerabilities with NVD / CISA KEV / EPSS context for DORA ICT-risk management

    STRIDE threat-model workflows run on every plan against a system you describe — 1 run a month on Free, 2 on Solo, 5 on Premium, which also adds the LINDDUN and TARA families, the rendered reports, and case law inside the run. Document-grounded workflows run on Team and Company. Every tier runs the same corpora as cited research inside your own AI client.

    Questions buyers ask first

    Do you cover the DORA technical standards, not just the regulation?
    Yes. The eleven RTS/ITS instruments are each addressable as their own scope — ICT-risk-management, subcontracting, incident classification and reporting, threat-led penetration testing, the register-of-information ITS, and the rest — so a gap analysis tests against the detail a supervisor actually checks.
    Is this a vulnerability scanner?
    No. The effective-risk capability re-scores vulnerabilities your existing scanners already found, adding exploitation and asset context (CISA KEV, EPSS, NVD) so DORA ICT-risk decisions are reproducible and cited. It complements Tenable / Snyk / Dependabot rather than replacing them.
    Which prudential regimes are emerging vs in force?
    The corpus covers in-force law — DORA, MiCA, PSD2, MiFID II, CRR/CRD, Solvency II and EMIR, including the EMIR 3 amendments (Reg (EU) 2024/2987, in force since December 2024). Proposals still in the legislative pipeline (PSD3/PSR, FIDA) are tracked as emerging and are not presented as applicable law.
    Is this EU-only?
    No. Under the EU layer, the national regulators' rulebooks for every EU-27 member state plus EFTA and the UK are served with each provision attributed to the state that issued it, and the ECB's legal acts and Banking Supervision material sit beside them. For the US, federal banking regulation (12 CFR) and securities regulation (17 CFR, including the Regulation S-K cyber-disclosure rules) come verbatim from the eCFR, with the SEC staff cyber-disclosure interpretations and the FTC data-security guidance on Premium and above.

    Run it against your own systems

    Connect the AI client you already use and ask your first cited question — Free, Solo, Premium and Team are self-serve.

    Building financial compliance? It works today — we take on a few design partners per sector to tune it to your team.